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What is a Payday Loan?

A payday loan is a fast, and easy way for you to receive funds in a timely manner. By applying for a  loan, you will have access to capitol to help you in your time of need. Many people use these short- term loans for emergency’s, special occasions, or to pay bills. Payday loans can be obtained easily, and in most cases only require a proof of income, and a payment agreement.

Once you're approved, funds can be deposited into your bank account in as little as two hours.

Should I Apply for a Payday Loan?

Before you apply for a loan, take a step back and ask yourself if this is your only option. If this is an emergency, and you have no other source of income to meet your financial need at the time, then a payday loan may be your best option.

Who Uses These Types of Loans?

Usually anyone with a checking account and a steady source of income can obtain a short-term loan. However in most cases borrowers who don't have access to credit cards, a savings account, or other sources of emergency income will typically turn to this type of a loan to solve their short-term financial needs. Since most payday loans do not require a credit check, people with a bad credit score or financial issues in general often use them as well.

What are the Benefits of a Payday Loan?

A payday loan can be a great tool to quickly and easily borrow cash in the event of an emergency if you have no other financial options at your disposal. Some people might use a loan to pay for repairs on their vehicle, or a one time emergency expense. Because these short-term loans do not require a credit check, a payday loan is especially helpful to those with existing credit or financial problems.

A Few Things to Remember

  • If you are going to get a payday loan, then use this website. We will look for a trusted payday lender that will offer you the best rate, and lowest fees.
  • Only borrow what you can pay back. Too often individuals borrow outside of their means. This causes undo financial burdens.
  • Do not be afraid to ask questions. This website was designed to help you answer any questions you may have, and give you the best information possible before getting a loan.
  • Pay your loan on time. By paying your loan back in a timely manner you will prevent undo penalties and fees. This will also allow you to take another loan in the future, if the need should arise.
  • Some states do not allow payday loans, so it is important to check before you apply.

Responsible Borrowing Guide for Consumers

  We have constructed this helpful Responsible video Borrowing Guide in order to raise consumer awareness concerning the importance of taking borrowing commitments seriously. Read this guide and you can win $500.

Your Credit Score, and how it affects you

Simply put a credit score is a way for a lender or credit grantor to judge your credit worthiness. This helps them to determine if you are a safe bet and if they can be assured that you will repay your loan.

Unfortunately due to the current economic environment credit agencies are becoming more and more stringent when it comes to the scoring of an individual. What you may not think is important may have a huge impact on your credit score. This is why it is so important to actually know what

Your FICO Score is what a credit agency judges you on. Your score ranges from 300-850 points. The higher your score, the better chance you have of getting that loan. The lower the score, the higher your interest rate will be for any loan that is granted to you. is here to help you at any time

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Questions and Answers

  • Can I apply for a payday loan in all states?
  • How do I apply ?
  • Will I have to pay a processing fee?
  • Will I have to provide collateral or a cosigner?
  • How much money can I borrow?
  • Will I be able to qualify for a loan ?
  • Will my personal information be safe?
  • How will I get the money?
  • Will I have to fax or mail any documents to you?
  • What rates and fees apply?

Why Use Our Services?

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